koardy.

free tool

Seller Fee Calculator

The price you list isn't the money you keep. Etsy and PayPal each take their cut in a few separate line items — add shipping and an offsite-ads order and the gap gets bigger. See the real breakdown before you price, discount, or run ads.

TOTAL FEES

$2.83

YOU KEEP

$22.18

EFFECTIVE RATE

11.3%

FEE BREAKDOWN

Listing fees ($0.20 × 1)$0.20
Transaction fee (6.5% of item + shipping)$1.63
Payment processing (3% + $0.25)$1.00
Gross sale total$25.00
Net after fees$22.18

Rates as of 2026 Q3 from Etsy's and PayPal's published pricing (US/UK) — confirm before you rely on them. Etsy listing fee assumes one listing per unit sold; UK/EU sellers may also owe VAT on Etsy's fees. Not affiliated with Etsy or PayPal. Everything runs in your browser; nothing is sent anywhere.

Saved locally in this browser — nothing is uploaded.

Why it matters

A $25 Etsy item with $5 shipping costs you about $2.80 in fees — before offsite ads. Once you know the real cut, price with intent using the discount & margin calculator, compare payment processors with the Stripe fee calculator, and keep product codes consistent with the SKU generator.